Products
and Services

Our key products are as follows:

• Personal accounts – Standard and bespoke accounts tailored to meet the needs of different customer groups, including the under 16s, university students, fashion-savvy shoppers, retirees (and over 65s) as well as versatile accounts for everyday banking and saving. We’re also proud to offer some of the best premium and foreign currency accounts available in EUR, GBP, USD, CHF and others. All accounts come with internet e-banking, mobile banking and payment cards.
• Payment cards – Erste Bank Polska offers debit cards (including multi-currency options) and credit cards. Contactless payments, e-wallet payments (Google Pay, Apple Pay, Samsung Pay, smartwatch) and loyalty programmes (Mastercard Bezcenne Chwile, Visa Benefit) are available.
• Loans – Erste Bank Polska consumer loans and home mortgages are advanced on attractive terms and tailored to each customer’s needs.
• Savings and investments – Whilst individual circumstances and needs vary, our customers can enjoy attractive interest rates through our range of savings accounts and term deposits. Erste Bank Polska also offers mutual funds, including pension schemes. We also offer brokerage services.
• Products for overseas customers – Erste Bank Polska offers products and services also to people who do not hold Polish citizenship. The availability of products and services depends on meeting acceptance criteria and presenting the required documents, which may vary depending on the client's situation and the type of product or service. Clients can use a wide range of banking products and services, including personal accounts, debit cards, as well as internet and mobile banking services. The offer can usually be accessed at Erste Bank Polska branches, where a client advisor will be happy to help choose a solution and indicate the required documents.