Current Report no. 39 (2026)

5 november 2026

Issue of Series 1/2026 Senior Preferred Bonds.

The Management Board of Erste Bank Polska S.A. (the "Bank") hereby announces that on 5 November 2026 the Bank resolved to issue Series 1/2026 senior preferred bonds (the "Bonds") under its bond issue programme on the following terms:

The settlement of the issue will take place on 24 November 2026;
The total nominal value of the Bonds will be up to PLN 2,000,000,000;
The Bonds will be redeemed on 26 November 2029, subject to the Bank's right to redeem the Bonds early;
The nominal value of one Bond will be PLN 500,000.00;
The issue price of the Bonds will be equal to their nominal value;
The Bonds will bear interest at a floating rate equal to 6M WIBOR plus a margin of 1.20% per annum;
The Bonds will be issued as liabilities that may qualify as eligible liabilities within the meaning of the Act of 10 June 2016 on the Bank Guarantee Fund, the Deposit Guarantee Scheme and Resolution;
All payments under the Bonds will be made exclusively in cash;
The Bonds will not be secured;
The Bank's liabilities in respect of:
- the nominal value of the Bonds will constitute liabilities falling within category three, sub-category four, referred to in Article 440(2)(3)(d) of the Act of 28 February 2003 - Bankruptcy Law; and
- interest on the Bonds will constitute liabilities falling within category four, sub-category one, referred to in Article 440(2)(4)(a) of the Act of 28 February 2003 - Bankruptcy Law;
The Bonds will be issued in dematerialised bearer form and registered in the securities depository operated by Krajowy Depozyt Papierów Wartościowych S.A.;
The Bank will apply for the Bonds to be admitted to trading in the alternative trading system operated by Giełda Papierów Wartościowych w Warszawie S.A. (the Warsaw Stock Exchange).